Total Debt Network is an information service provider and resource facilitator focusing primarily on Negative Equity programs.  Listed below are the key services we focus on.


Debt Relief

  • Debt Settlement
  • Debt Elimination
  • Debt Management
  • Consolidation Loans
  • Credit Counseling



  • Chapter 7
  • Chapter 13
  • Emergency Bankruptcy Filings


Mortgage Assistance

  • Loan Modification
  • Mortgage Resolution (Litigation)
  • Investor Short Sale
  • Short Refinance
  • “Deed-in-Lieu”


Credit Restoration

  • Credit Coaching
  • Credit (Report) Monitoring
  • Identity Theft
  • Credit Repair


“Many people believe that they must be of high net worth or classical training in order to understand personal finance.  This could not be further from the truth. At times the best strategy is to minimize losses or leveraging existing assets.  These are the sort of strategies that lay the ground work for a strong fiscal future.  Information is available for those who seek it.  Furthermore, representatives are easily obtainable for those who request the assistance of a professional.” ~ Reed Clarke – CoFounder TFN