My Identity Has Been Stolen! Now What?

My Identity Has Been Stolen! Now What?

You Don’t Have to Feel Helpless: Get on the Road to Recovery Now 1 in every 10 U.S. Consumers have been victimized by identity thieves (Javelin Strategy and Research, 2009). If you’ve been or currently are a victim of identity theft, you’re not alone. Understanding the steps needed to take to get your life back are vital. Below we’ll cover the most important steps to recovery.   Steps If Your Identity Is Stolen: Contact the fraud department at all 3 credit Bureaus Contact your creditors Contact the FTC (Federal Trade Commission) at 1-877-438-4338 Alert the police in your city Change all account passwords Notify the Office of the Inspector General at ssa.gov Change driver’s license number Contact your telephone and utility companies     Recovery and What to Expect: Depending on the severity of the identity theft case, in extreme situations, it can take an individual 5,840 hours to fix the damage done from identity theft. This is nearly the equivalent of working 40 hours per week on it, for 2 years!* Nearly 1/3 of all victims spend between 4-6 months straightening out issues regarding their identity being stolen. 11-23% of victims spend 7 months to a year attempting to resolve these issues.* On average, it will take approximately 330 hours to repair the damages done from identity theft.* *ITRC Aftermath Study, 2007     Have you suffered from identity theft? Are there any criminal uses we missed? Please share your story or comments below.  Thanks – TDN  ...

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How Identity Theft Happens

How Identity Theft Happens

The Many Ways Thieves Can Steal Your Identity Identity theft can happen hundreds of different ways.  With today’s fast paced and ever changing technological advances, it’s becoming increasingly difficult to keep personal information safe and secure. Identity thieves work diligently to obtain or access your social security number, credit card, and banking information. And with new scams coming out every day, one must stay ahead of the curve when it comes to protecting your identity. Identity theft is the fastest growing crime in the U.S. The major culprit for identity theft stems from the internet, and the mass amount of readily available info online. Identity theft doesn’t stop there; we’ll touch on a handful of the major identity theft sources.   Common Identity Theft Methods: Fake mortgage brokers offer super low rates to get individuals to provide personal info Individuals act as an internet service provider by sending emails and requesting personal info Secret shopper scams involving mailing back funds once paid Skimmer steals check card and credit card numbers and pin numbers Scanning card numbers through Blink Stolen wallet including social security card Dumpster diving Mail theft Phone scams Via text message A number of online scams i.e. Craigslist, Lottery winnings, Nigerian Prince, etc.   Educate Yourself Not only is it important to be conscious of the ways you can have your identity or personal information stolen, it’s equally important to know the right steps to prevent identity theft. Have you suffered from identity theft? Are there any criminal uses we missed? Please share your story or comments below.  Thanks – TDN...

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Identity Theft Statistics

Identity Theft Statistics

Identity theft is becoming one of the fastest growing crimes in the United States.  Arizona is the highest ranked state in identity theft at 142 victims per 100,000 people.  Arizona, California, Texas and Florida are always at the top due to having a large amount of people entering the country illegally needing new identities. With advent of advancing mobile technology and the internet, both fraud and identity theft have been on a steady rise for the last several decades.  In the year 2000 Fraud and ID theft crimes were 230,628 in the United States.  By 2009 this number had risen to 1,330,426.   Some Quick Identity Theft Stats: An identity theft victim will spend an average of 175 hours and $800 trying to clear up their record.  It can take months or even years to resolve it. The FTC claims that 9.91 million American’s are identity theft victims each year Losses total $52.6 billion Social Security numbers cost roughly $49 on the black market A driver’s license is roughly $90 Birth certificates are about $79 It is believed that in 2005, an identity was stolen every four seconds   Identity Theft Complaints by Age <19         =    7% 20-29    =    24% 30-39    =    22% 40-49    =    19% 50-59    =    15% 60-69    =    8% 70+         =    5%   Have you suffered from identity theft? Are there any criminal uses we missed? Please share your story or comments below.  Thanks – TDN  ...

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